By Bangyan Feng
ISBN-10: 9888028707
ISBN-13: 9789888028702
This can be the 1st entire heritage of Hong Kong's coverage undefined, and argues its crucial value within the economic climate. Typhoons, shipwrecks, fires, wars, political turbulence and unforeseen occasions of all types supply a dramatic historical past to a desirable survey.
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Extra info for Enriching Lives: A History of Insurance in Hong Kong, 1841-2010
Example text
S offices and private pier. Canton Insurance and Union Insurance were the two leading insurers when colonial Hong Kong first opened for business. Until 1874, Union required stakeholders to share the risks associated with shipping goods to Britain and other parts of the world and to clear all outstanding premiums every three years. 12 These stakeholders-cum-clients raised capital and pooled resources together to cover one another. Even in its fledgling years, Union already had agents in London, Bombay, Calcutta, Singapore, and Manila, reflecting the insurer’s early success.
While in 1832 British merchants William Jardine and James Matheson founded Jardine, Matheson & Co. in place of Magniac. From 1832 on, Canton Insurance was run by Dent and Jardine Matheson, until this joint operating arrangement was terminated in 1835. Canton’s main clients were foreign firms dealing in China, and opium was their most significant stock in trade. Thanks to Canton Insurance, these firms could get coverage within China and claim damages, thereby receiving some measure of protection for their drug trafficking.
Based on existing records, the first Chinese-controlled insurance firm was founded by a Shanghai trading firm with close ties to Jardine Matheson. Although that firm covered the 42 Enriching Lives Fig. 1 An illustrated promotional calendar by the Fook On Assurance & Godown Co. Ltd. The Establishment and Development of the Chinese-Owned Insurance Sector cargo shipments of Chinese firms and little else, it served to stir up some competition for the foreign insurers. Chinese-Founded Insurance Companies between the Late Nineteenth Century and the Dawn of the Chinese Republic The later years of the Qing Dynasty were an incubation period for Chinese-owned insurance companies.