Download A Young Man’s Benefit: The Independent Order of Odd Fellows by George Emery, Herbert Emery PDF

By George Emery, Herbert Emery

ISBN-10: 077351824X

ISBN-13: 9780773518247

Using cliometric tools and files from six grand-lodge files, a tender Man's gain rejects the normal knowledge approximately pleasant societies and disease assurance, arguing that IOOF resorts have been financially sound associations, have been extra effective than advertisement insurers, and met a marketplace call for headed by way of younger males who lacked possible choices to marketplace assurance, now not older males who had an above-average hazard of disease incapacity. Emery and Emery exhibit that many younger males joined the atypical Fellows for affliction assurance and give up the society as soon as self-insurance - reductions - or family members assurance - secondary earning from older young ones - made it possible for them. The older males, who valued the social advantages of club and didn't desire the ill profit, progressively turned a majority and dismantled the IOOF's assurance provisions.

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Additional info for A Young Man’s Benefit: The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929

Example text

Past grand sires and past grand representatives each wore a distinctive medal. In its totality, the IOOF'S organization resembled that of the Freemasons. Like the Odd Fellows, the Masons had lodges, higher-degree lodges (like encampments), and a woman's auxiliary branch (Daughters of the Eastern Star). The IOOF'S organization differed, however, from that of other friendly societies. The Knights of Pythias, for example, had nothing comparable to the encampment branch, declined to recognize a female auxiliary branch, and offered an optional endowment degree for Knights who wished to have an annuity benefit.

Hocken (Broadview Lodge No. 394) was publisher of the Orange Sentinel, a past grand master of the Orange Lodge, and mayor in 1912-14. 00 * persons with railway occupations or reported railway employers George B. Woods (Rosedale Lodge) was the founder and managing director of the Continental Life Insurance Company. George H. Gooderham (Rosedale Lodge) was a manufacturer, a capitalist, and a Conservative MLA from 1908 to 1916. Perhaps these men had joined the Odd Fellows before they had become prominent.

A drop in the percentage of brothers who made sick claims could mean a rise in membership arrears rather than a drop in morbidity. Unfortunately, the records do not report statistics for paid-up members, which would be required to make this calculation. In any case, the breadwinner's risk of disability was substantial during the early twentieth century. Five state commissions and two morbidity surveys by the United States Public Health Service documented the risk for American households during the years 1917-36 (Epstein, 1933; Millis, 1937; Britton, 1940).

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